Our savings account requires a $100.00 minimum deposit to open this account. A service charge of $5.00 will be imposed each statement cycle if the average daily balance for the statement cycle falls below $100.00.   Interest is compounded quarterly, with interest credited to your account on January 31, April 30, July 31, October 31. If you close your account before interest is credited, you will not receive the accrued interest. 

* The service charge fee is waived for customers age 22 or younger and senior citizens 62 and older.*