WHAT DOES ALLIANCE COMMUNITY BANK
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully
to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
Social Security number and account transactions
credit history and credit scores
employment information and payment history
When you are no longer our customer, we continue to share your information as described in
this notice.
How?
All financial companies need to share customers' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers' personal information; the reasons ALLIANCE COMMUNITY BANK chooses to
share; and whether you can limit this sharing.
Reasons we can share your personal information
Does ALLIANCE COMMUNITY BANK share?
Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes— to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes— information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes— information about your creditworthiness
How does ALLIANCE COMMUNITY BANK protect my personal information?
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards and
secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this
information and we limit access to information to those employees for whom access is
appropriate.
How does ALLIANCE COMMUNITY BANK collect my personal information?
We collect your personal information, for example, when you
apply for financing or apply for a loan
give us your contact information or open an account
make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes – information about your
creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See
below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with a Alliance Community Bank name.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
ALLIANCE COMMUNITY BANK does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include but are not limited to Broadway Graham Wealth
Partners, LPL Financial, and Private Advisor Group.
Other Important Information
For Illinois Customers. We will not share personal information with nonaffiliates either for them to market to you
or for joint marketing - without your authorization.
